What To Expect After a Motorcycle Accident
Most motorcycle/car accidents result in very serious injuries. In fact, according to the National Highway Safety Administration, motorcycle participants are 26 times more likely to die in a traffic collision and 5 times more likely to be injured when compared to a passenger in an enclosed car. If you are in a motorcycle accident, prompt medical attention is the first step. Then you can expect to take photos, notes, and obtain the police report and medical records in the aftermath of the crash. Some things you can expect is coming into contact with your insurance company to give them all the relevant information of the accident, collecting all witness statements and working with your personal injury attorney with all the information to help them assist you in getting the compensation you deserve.
What Can You Expect to Happen After a Motorcycle Accident Injury?
After a motorcycle accident, stay still and take a look at your surroundings. In almost any case, you’ll seek medical attention or at least call the medical first responders such as ambulances or EMS immediately. This is particularly true where you notice visible injuries such as cuts, lacerations, and road rash on anyone involved in the accident which may need emergency medical attention. Even if you don’t see visible manifestations of injuries, there can also be less visible injuries such as brain or spine injuries or internal injuries that may not manifest until a later date. After the crash, if possible to do so safely, document the area with photographs and file an accident report. To prove your case and obtain compensation for an accident that is not your fault, you can expect the following to happen:
- Seek medical attention for injuries;
- File an accident report and obtain the police report for the accident;
- Collect evidence of fault, damages and injuries sustained;
- File a claim with the other person’s insurance company if at fault;
- Negotiate the claim and submit a demand encompassing all the damages;
- Obtain records and liens substantiating your claim;
- File a lawsuit if necessary;
Seeking Medical Attention
After a motorcycle accident, you should always seek prompt medical attention. Even if you don’t have noticeable injuries or pain, it can manifest at a later date and you should pay attention to your body and seek immediate diagnostic testing to ensure you don’t have a hidden injury. By doing so, you initially focus on your injuries giving you the best chance for recovery. Always follow your doctor’s advice as you will have a better recovery from your injuries. Common injuries from a motorcycle accident include injuries to the head, chest, abdomen, spine, and lower extremities. They can also involve fractures, internal bleeding, organ damage, paralysis, or even death. Another painful injury is road rash which occurs when you skid along the road surface.
Dealing with Insurance Companies
After the accident, you will have to deal with both your insurance company as well as the insurance company of the person who hit you. In fault based states like Ohio and Georgia, the at-fault party’s insurance should cover the accident. If possible, contact your own insurance company within 24 hours. You may have certain coverages in your own policy that can also help obtain benefits. Provide the insurance company with the date and location of the accident and the police report number. They may ask for a statement but you should speak with your own lawyer before you do so. Contact the other person’s insurance company to report your claim. Many times, the person at fault is hesitant to report the accident.
Gathering Evidence and Negotiating Your Claim
Hiring a Motorcycle Accident Injury Lawyer
When you are in an accident, your whole life is disrupted. You are hurt, confused, and vulnerable. The insurance company will try to take advantage of you by offering a low ball settlement. You may not understand the full extent of your injuries. If it turns out you have a more serious injury and you already accepted a low offer, there’s nothing that can be done if you signed a release. You need to protect yourself by retaining a personal injury attorney and having them evaluate any and all offers. Your attorney can make sure that all your information from the accident is gathered. They will obtain all related medical records and bills as well as wage loss. They will negotiate your case with the insurance company making sure that you receive the fair compensation that you are entitled to for your damages.