Motorcycle Accident Lawyers Near Toledo
In Ohio, drivers owe a duty of reasonable care to those that they share the road with. This duty of care applies to motorcyclists on the road. At times, drivers responsible for a motorcycle accident will claim they didn’t see the motorcycle, when in reality, they were simply not paying attention. When this type of dispute arises, an Ohio motorcycle accident attorney can be your ally. These type of injuries are unique in that they frequently result in severe head injuries, multiple broken bones, spinal cord injuries, traumatic brain injuries and severe organ damage. The Ohio motorcycle accident lawyers at Sawan & Sawan are here for you if you have been in a motorcycle accident in Ohio. We provide free consultations and case evaluations to motorcycle accident victims and our firm will not charge a fee until and unless we recover compensation for you or your loved ones.
PERSONAL INJURY PRACTICE AREAS
Were you injured in an accident? We can help.
Our family of personal injury lawyers can help if you were injured in an accident. We offer free consultations and charge no fees unless we obtain compensation for your accident.
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Motorcycle Accident Statistics
The National Highway Traffic Safety Administration (NHTSA) regularly compiles statistical data about motorcycle accidents in the United States. According to data compiled by the NHSTA, there are on average approximately 1000 fatalities from motorcycle collisions every year in America. Of these, between 10 and 20 percent occur within Ohio. A number of these incidents are caused by the negligence or recklessness of another.
Motorcycle Exclusions
If you ride a motorcycle, we need to talk about insurance. Let’s talk about some important information about health insurance and motorcycles. So, you love riding your motorcycle. You’re responsible so you have health insurance and car insurance, and fairly assume that if you get injured riding your bike, you’ll be given good medical treatment that you pay premium every month for.
Now you always ride safely, but the problem is that sometimes accidents occur no matter how safe we are. As a motorcycle accident attorney, often times, we pour through fine print of health insurance policies of accident victims only to find that the insurance company tucked an exclusion away in the boilerplate without you knowing. These are often called source of injury exclusions.
For example, one particular fortune 500 health insurer with 185 billion dollars in annual revenue frequently tucks this exclusion away in many of it’s policies. What this means is that, if you’re injured on a motorcycle and you have a policy with a source of injury exclusion, you don’t have health insurance. Please make sure to review your policy to ensure that you’re covered before something happens and if you or a loved one have been hurt in a motorcycle accident, call the Lawyers at Sawan & Sawan today at 1-866-INJURY-0. And remember, always stay safe on the roads.
Subrogation
When someone gets hurt by another, often times we find clients confused about who has to ultimately pay the medical bills. Let’s break down the concept of subrogation. Subrogation is derived from the latin word subrogare, which means to substitute for. What this means for our clients is that whenever a medical insurance company pays for medical bills, and another person is found responsible for the underlying injury, our client is responsible for paying back the health care provider. When this happens, we begin to negotiate the lowest price we can to pay the medical bills back to the health insurance company and obtain a release of their right to sue as subrogee. What is important for our injured parties to understand is that without a competent attorney overseeing these settlement negotiations, a client who fails to deal with outstanding medical bills can be sued. Because of this, proper negotiation and organization is critical to protect both your financial and legal security.
September 9, 2023
