Insurance Claims Lawyer in Toledo, OH

Making a Claim with Insurance? Call Sawan & Sawan today.

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If you’ve endured a loss of personal property, you may have been contacted by your insurance company. You had been told by your insurance company that if you had to make an insurance claim, they would “be on your side.” You only find out when you lose your property and have to make a claim with your insurance company that perhaps the insurance company will try to claim that you aren’t covered. Even worse than that, the insurance company will likely subject you to a long, drawn out and frustrating process of requiring a statement under oath. Don’t go through this process alone. Our insurance claim attorneys deal with insurance companies everyday and we don’t play games with your insurance claim.

Don't Let Insurance Companies Play Games with Your Claim.

There is nothing more frustrating than finding out your insurance company is going to make the insurance claim process very difficult for you after losing property. We hold insurance companies accountable. This is a basic tenet that we apply to the representation of every individual negotiating with an insurance company. We demand a fair and unbiased process for which to establish the value of your claim. Our insurance claim lawyers will work tirelessly to guarantee that you are compensated to the full extent of your loss. Don’t let the insurance company mess around with your claim. If you’re making a claim with your insurance company, Sawan & Sawan is here to help.

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Statement Under Oath Attorney in Toledo, OH

As part of the insurance claim process, the insurance company may cite your contract. If you review the fine print, they have the right to conduct what can be an intrusive and lengthy investigation before they even decide if you are covered. This investigation can often involve what is referred to as a statement under oath or examination under oath. At this meeting, you will be required to answer questions under oath and should always have an insurance lawyer present. Your cooperation is paramount and you must answer truthfully. The insurance company often tries to use this meeting as a basis to deny your claim entirely.

If the insurance company decides to investigate your claim, part of their investigation will be to ask you questions that they think will help them determine if they will cover you or not. They will usually ask about your financial condition and about the circumstances that gave rise to the loss of your property. Speak with a lawyer from our team if you’ve been asked to attend a statement under oath by your insurance company. In general, the process of an insurance investigation looks something like this.

Investigation Opened

Typically, the insurer will send you a letter - often from a lawyer - explaining that your claim is under investigation and asking you for a number of documents. You may also be contacted by an insurance investigator at this point.

Document Gathering

After formally opening an investigation, the insurance company will typically invoke a "cooperation clause" in the contract to requests documentation. This will likely include things like cell phone records, bank statements and utility bills.

Statement Under Oath

The statement under oath itself will commence one the documents have been provided. This typically involves a Court Reporter and a lawyer. The lawyer will ask you questions for a variable amount of time. These can take several hours or days.

Claim Decision

After gathering all requested documents and conducting a statement under oath, the insurer will process the information and render a claims decision. This can take up to a year after the loss depending on the complexity of the matter.

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Senior Partner

Licensed in Ohio and Georgia

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Client Reviews

Dennis was very prompt in emails, phone calls and helped resolve my case as quickly as possible. I would re-hire him and recommend him to others with no reservations.

Highly recommend! Works hard and actually does in depth research and analysis on your case. He is great with communicating with you and the courts. I couldn’t be more pleased or impressed with him!! Thanks Dennis!

I would recommend Attorney Dennis Sawan to anyone seeking legal representation. Dennis was able to walk me through a complicated, daunting process and ensured that I promptly got a great outcome. He was knowledgeable, professional, and thoughtful. Thank you for all of your help!

The range of knowledge and years of experience within this firm definitely has solidified me as a customer for life! You will not find a better attorney or firm in the city of Toledo, or beyond!

E.D.

Sawan & Sawan Law Firm diligently and professionally provided me with excellent legal services. Mr. Sawan thoroughly explained all of my options and presented a well designed course for action

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My review cannot express the amount of satisfaction I have for this team that represented me. Their legal knowledge and expertise is outstanding by far and if you come across this team I highly recommend them for your number 1 choice.

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