Car Accident in Toledo, Ohio?
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From our Family to Yours.
If you’ve ever been in a car accident, you know all too well how debilitating and traumatic the experience can be. The road to recovery can be long and arduous, and dealing with the insurance companies involved only make the situation that much more difficult. Make no mistake, a car accident claim is a complex financial and legal process. Getting to successful settlement for your car accident takes attention to detail, persistent focus and zealous advocacy.
At Sawan & Sawan, our family of skilled Toledo Car Accidents Lawyers know insurance law, policy exclusions and liability statutes. We can help you navigate the often confusing patchwork of laws and insurance policy provisions to help put the pieces of your life back together. If you or a loved one have been in a car accident in Toledo, Ohio – the Toledo Car Accident lawyers at Sawan & Sawan are here to help.
In our over 35 years of combined legal experience spanning two generations of the Sawan family, we know all too well the damage a car accident can cause. Your life can change in an instant. Because we’ve seen the confusion after a car accident first hand, we decided to create and publish this guide to Ohio Car Accident law to provide some information we think all victims of negligence should know.
In 2014, the Ohio Department of Public Safety (ODPS) reported 282,368 total traffic crashes in Ohio. Of these crashes, 69,917 caused injuries and 919 resulted in at least one fatality. The devastating effect of these on Ohio families cannot be overstated. Alot of people understandably expect that, after a car accident, insurance companies will offer a fair settlement based on the all of the costs associated with the accident. Unfortunately, many victims find out too late that this isn’t always the case.
Without aggressive and smart representation, car accident victims can be left with little or no compensation due to inadequate insurance coverage or because they made a serious mistake when filing their accident claim. As a family of lawyers, we take our client’s legal matters personal. We recognize the impact a car accident can have on a family, and we fight relentlessly to ensure the insurance companies and responsible parties play fair.
Dennis P. Sawan
Dennis E. Sawan
Christopher A. Sawan
At Home in Toledo, Ohio
At Sawan & Sawan, our lawyers have been practicing in Downtown Toledo, Ohio for over a decade. Toledo is home for us – so we take a personal stake in each and every case we take.
Toledo is a city in and the county seat of Lucas County, Ohio, United States. Toledo is in northwest Ohio, at the western end of Lake Eriebordering the state of Michigan. The city was founded in 1833 on the west bank of the Maumee River, and originally incorporated as part of Monroe County, Michigan Territory. It was re-founded in 1837, after conclusion of the Toledo War, when it was incorporated in Ohio.
After the 1845 completion of the Miami and Erie Canal, Toledo grew quickly; it also benefited from its position on the railway line between New York Cityand Chicago. The first of many glass manufacturers arrived in the 1880s, eventually earning Toledo its nickname: “The Glass City.” It has since become a city with an art community, auto assembly businesses, education, healthcare, and local sports teams.
The population of Toledo as of the 2010 Census was 287,128 making it the 71st-largest city in the United States. It is the fourth-most-populous city in the U.S. state of Ohio, after Columbus, Cleveland, and Cincinnati. The Toledo metropolitan area had a 2010 population of 608,145, and was the sixth-largest metropolitan area in the state of Ohio, behind Cleveland, Columbus, Cincinnati, Dayton, and Akron
Reading the Accident Report
After an accident, the first step is the document everything you can remember. One of the best ways to do this is by getting the police involved. A police report creates an independent account of the aftermath of the event, which serves to protect vital evidence close to the time of the event.
Remember to never leave the scene of an accident prior to making a report, as it is often a crime. In order to get the most out of the police report that is generated, it is helpful to review where some pertinent information is located. Below is a blank example of the HSY7001 form used in most jurisdictions in Ohio.
What Should I Do If I've Been in a Car Accident?
If you are involved in an automobile accident, you should under no condition leave the scene; otherwise, you could face criminal charges. The most critical first step is to call an ambulance if someone has been injured. Make sure your vehicle is not creating a hazard to other motorists by moving it from the flow of traffic, when possible. Next, you should call the police and file an accident report. Never admit liability at the scene of the accident–this is a legal matter that will be investigated later.
Be certain to collect the names, addresses, and phone numbers of any witnesses, or others involved in the accident. It is also a good idea to take photographs to document skid marks, vehicle damage, road obstructions, and injuries. Remember, your phone is your friend when gathering evidence. If it’s accessible, it’s always a good idea to use your phone to photograph the accident scene – including the orientation of cars, any skid marks and anything else that you believe is pertinent to your case.
Do I Need a Lawyer If I'm in a Car Accident?
What is the Financial Impact of a Car Accident?
The unfortunate reality of a car accident is that it can have a devastating financial impact on your life. If you’re injured in a car accident in Ohio, you will incur medical expenses for the treatment of your injuries. The average car accident in the United States is estimated to cost tens of thousands of dollars per accident. For a serious injury in a car accident, the medical expenses can be in the hundreds of thousands of dollars. Of course, the most important thing if you were in a serious car accident in Ohio is to obtain the medical treatment you need to ensure you return to the best health possible and can continue your life. It does beg the question, however, as to how these medical expenses should get paid? Most people have both private health insurance, as well as some coverage under a car insurance policy for medical payments (called “med-pay” for short).
It’s important to note that health insurance may not cover the entire cost of your medical expenses and this often leaves a bill that needs to be paid out-of-pocket by the car accident victim. While the medical expenses you pay out of back should be paid back out of any compensation you receive, it can be burdensome for car accident victims to pay this cost upfront while awaiting the potential settlements of their claims. In such circumstances, it can be an effective option to exhaust “medpay” benefits under an applicable insurance policy before utilizing private insurance. This is possible because “medpay” benefits under automobile insurance policies will cover the entire amount of the medical bills until the policy limit is exhausted, allowing car accident victims to avoid the necessity of big out of pocket expenses.
Most Common Causes of Car Accidents in Ohio
How Much Does a Car Accident Lawyer Cost?
One of the most frequent questions we get at Sawan & Sawan is about how much Car Accident lawyers cost. While this can vary to a degree based on location and firm, we are sensitive to the unique circumstances victims find themselves in. Often, victims of a car accident lose their ability to work or incur significant out of pocket expenses. Because of this, the Car Accident Attorneys at Sawan & Sawan never charge an initial consultation fee for a review of the facts surrounding your case.
Personal injury cases we handle generally involve a contingency fee agreement, although alternative payment methods are sometimes available if you prefer. Under a contingency fee arrangement, the client agrees to pay a specified percentage of the recovery. If there is no recovery, there is no fee and we often absorb the expenses which have been advanced on the case. Call 1–866-INJURY-0 today to schedule a free consultation.
What Type of Compensation Can I Get After a Car Accident?
We have extensive experience dealing with Car Accident claims, and as a result, we are uniquely aware of the consequences a car accident can cause. As a result, the team of Toledo Car Accident lawyers at Sawan & Sawan fight aggressively to get victims what they deserve. While every case is different with respect to the damage caused, our family of Toledo Car Accident Lawyers seeks compensation for the following:
How Much is My Car Accident Worth?
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Sawan & Sawan – Toledo Car Accident Lawyers
Sawan & Sawan is an Ohio based car accident law firm with Ohio car accident attorneys licensed to practice law in the State of Ohio. If you were in a car accident in Ohio and would like to speak further about your specific legal matter, call Sawan & Sawan today at 1-866-INJURY-0 or 419-900-0955 to schedule a free consultation. The Ohio car accident attorneys at Sawan & Sawan serve the following cities in Franklin County, Ohio: Bexley, Ohio; Canal Winchester, Ohio; Columbus, Ohio; Dublin, Ohio; Gahanna, Ohio; Grandview Heights, Ohio; Grove City, Ohio; Groveport, Ohio; Hilliard, Ohio; New Albany, Ohio; Pickerington, Ohio; Reynoldsburg, Ohio; Upper Arlington, Ohio; Westerville, Ohio; Whitehall, Ohio; Worthington, Ohio. The Ohio car accident lawyers at Sawan & Sawan serve the following cities in Lucas County, Ohio: Maumee, Ohio; Oregon, Ohio; Sylvania, Ohio; Toledo, Ohio; Waterville, Ohio.