Ohio Insurance Claims Lawyer
Making a Claim with Insurance? Call Sawan & Sawan today.
If you’ve suffered damage to your personal property, you are likely working with an insurance company to seek compensation. When you bought insurance, you were promised that if you had to make a claim, they would “be on your side.” Unfortunately, many people find out that when they have to make a claim with your insurance company, the reality is not so simple. Sometimes, an insurance company will likely subject you to a long, drawn out and frustrating process of requiring a statement under oath. You don’t go through this process by yourself. Our team of experienced Ohio insurance claim attorneys deal with insurance companies everyday. If insurance is playing games with your claim, you know the names – Sawan & Sawan.
Our Firm
Don't Let Insurance Companies Play Games with Your Claim.
We understand how frustrating it is when you find out that your insurance company is going to make the insurance claim process very difficult for you after losing property. Our team of lawyers has years of experience holding insurance companies accountable for the contracts that they sign. We don’t except anything less than fair treatment for all of our clients in establishing and paying the reasonable value your claim. Our team of Ohio insurance lawyers work tirelessly to ensure that you’re providing full and fair compensation to the fullest extent permitted by law. If you were loved one have an insurance claim, call our family of Ohio Insurance lawyers today to schedule a free consultation.
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Statement Under Oath Attorney in Toledo, OH
The insurance policy is a contract that governs the way that you and your insurance company interact. If you look at the fine print you’ll see that the contract for insurance places certain obligations on the insured. One of the most often used and little understood terms it was called a cooperation clause. This clause gives the insurance company the right to conduct a protracted and difficult investigation prior to deciding if you’re coming. These investigations can be very uncomfortable, and many clients express a feeling that they are being accused of something. Most often this clause is used to give the insurance company the right to conduct what is referred to as a statement under oath or examination under oath. In this proceeding, you are placed under oath and asked a series of questions that are of legal significance to your claim. Because there is a legal effect on everything that you say in this proceeding, we highly recommend that you have an attorney with you at all times. You also need to remember that you must cooperate with the insurance company, or else you risk voiding your insurance coverage entirely.
During the course of this investigation the insurance company will ask you a variety of questions that they think will help him determine whether or not the loss is covered. However some of these questions can seem unrelated to the claim. For example insurance companies will often ask for your personal banking records, your cell phone records and the like. Due to your duty to cooperate, it’s not advisable to ignore these requests. In general the insurance investigation process look:something like this timeline.
Investigation Opened
Document Gathering
Statement Under Oath
Claim Decision
Contact an Attorney today to discuss your case.
At Sawan & Sawan, we offer free initial consultations. We represent clients in Ohio, Georgia, Michigan and Florida. From our family to yours.
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