Car Accident in Cleveland, Ohio ? We can help.

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Over $7 Million Dollars Recovered for Injured Victims

At Sawan & Sawan, we have over 30 combined years of legal experience getting results where they matter most. helping clients in Columbus, Ohio and surrounding area.

From our Family to Yours.

Toledo Attorney Dennis P. Sawan

Dennis P. Sawan

Senior Partner
Toledo Attorney Dennis E. Sawan

Dennis E. Sawan

Managing Partner
Toledo Attorney Chris A. Sawan

Christopher A. Sawan

Partner

For anyone that has suffered in a car accident, you know how traumatic and debilitating the experience can be. The road to recovery is often long and difficult, and dealing with the insurance companies makes it much more so. The fact is that a car accident claim is a complex financial and legal process. Getting to successful settlement for your car accident takes experience and dedication – and the family of car accident lawyers at Sawan & Sawan have both. 

At Sawan & Sawan, our team of skilled Car Accidents Lawyers have a wide breadth of experience with insurance law, policy exclusions, and liability statutes. We can help you navigate the relevant laws and insurance policy provisions to help put the pieces of your life back together. If you or a loved one have been in a car accident in Cleveland, Ohio – Sawan & Sawan is here to help.

The Ohio Department of Public Safety (ODPS) reported 282,368 total traffic crashes in Ohio in 2014. 69,917 caused injuries and 919 resulted in at least one fatality from these 282,368 car accidents. The effects of these on Ohio families is devastating. Many people understandably expect that when they’ve been involved in a car accident, insurance companies will offer a fair settlement based on the all of the costs associated with the accident. Unfortunately, many victims find out too late that insurance companies care more about their bottom line than the people they insure.

Without sharp and aggressive representation, car accident victims can be left with little or no compensation due to inadequate insurance coverage or because they made a technical mistake when filing their accident claim. As a family of lawyers, we take every single client’s legal matter personal. We recognize the impact a car accident can have on a family, and we tirelessly fight to ensure the insurance companies and responsible parties play fair.

At Home in Cleveland, Ohio

Tips When Making a Car Accident Claim With Insurance

If you’ve ever been in a car accident, the experience is overwhelming even before involving insurance companies. You have to deal with damage to your vehicle at the very least and in serious cases, bodily injury. Unfortunately, once the insurance companies get involved, the process can become even more overwhelming. Insurance companies might claim they are “on your side” but someone in a serious car accident knows all to well that it isn’t always the case. Insurance companies are for-profit corporations and they exist primarily to earn a profit. This usually results in their attempts to minimize the amount of a payout when you need it most. A car accident lawyer can provide you with a lot of tips you should follow once the insurance company gets involved. Some of these are tips such as cooperate but defend against insurance company overreach or make sure you document everything. The insurance company may try to rush you into a settlement but don’t take the bait. Most importantly, you need to make sure you have a car accident attorney in your corner. For more detail about these tips, check out our article on the <four most important tips when making a car insurance claim.>

How Much is Your Claim Worth?

One of the most common questions that we get asked is what a car accident claim is worth. That’s a tough estimate to give our clients because there are so many factors involved in evaluating a case. For starters, there is no guarantee that the case will settle and it might require litigation. That can significantly change the ultimate compensation that is received should the claim be successful. If the case is one that settles, its value is loosely based on the amount of medical bills, wage loss, seriousness of the injury and policy limit of any insurance policy. Having practiced in the area of car accidents for a combined 30 years, however, we know that most of our clients who have been in a car accident still would like to get a general idea of how they can value their claim – even if this is an estimate. Since this is such a common question, we put together a car accident settlement calculator to help give a general range to those of you who have been in an accident. You can check out the car accident settlement calculator <here>.

Do I Need a Lawyer If I'm in a Car Accident?

Chiropractors After a Car Accident

If you’ve been in a car accident, maybe you’ve experienced how difficult it is to determine the scope of any injuries you might have suffered. Sometimes the injuries don’t truly become fully noticeable until some time has passed. Given how expensive healthcare can be, when you feel pain after a car accident, you might be hesitant to go to a hospital or specialist. Instead, many of our clients feel that going to a chiropractor is a better idea to see if what they perceive as a minor injury can be resolved. While it may seem like a chiropractor is a less expensive alternative, that’s rarely the case. Chiropractic bills can snowball out of control and become major obstacles when attempting to settle your car accident claim. Even with the hefty price tag of chiropractic treatment, many times it does not resolve the problem and our clients end up pursuing treatment through a hospital or their primary care physician and this only adds to the cost of treatment. For more about chiropractic treatment, check out our article on chiropractors and car accidents.

Most Common Causes of Car Accidents in Ohio

Following to Closely
Failure to Control
Failure to Yield
Improper Lane Change/Passing/Off Road
Speed

Uninsured and Underinsured Car Insurance

We can’t stress enough the importance of making sure you understand your car insurance coverage and have certain coverages in place. We’ve seen countless accidents, some with serious injuries, where the person who caused the accident didn’t have insurance. This is where underinsured and uninsured motorist coverage comes in. Essentially, this is a facet of your own insurance policy that is going to step in and provide compensation when the person who hit you in a car accident doesn’t have any or enough to cover your injuries. You should never leave insurance coverage up to chance. Always, always, always make sure that you have underinsured and uninsured motorist coverage as a part of your insurance policy. For more information, here’s an article on uninsured and underinsured car insurance. Click here to learn more about emotional and mental distress after a car accident.

How Much is My Car Accident Worth?

Gap Insurance For Your Automobile

Most people learn the hard way that vehicles start to depreciate immediately upon leaving the car lot. The value of your vehicle is almost never the value of the loan that you are obligated to pay. Often times, the full loan amount on a car loan can exceed the value of the car by significant magnitudes. If your car happens to be totaled, the car insurance company is usually only going to pay the amount of a “total loss” which is never the full amount of your loan. Unfortunately, the loan company will still come after you for the full amount! This creates a gap between what your car was worth at the time it was totaled and the amount still outstanding on your loan. That’s why you should always make sure your car insurance includes gap insurance. Gap insurance will provide you additional compensation to cover the “gap” between the value of your car when totaled and whatever is left on the loan so you don’t have to cover the difference. Check out our article on gap insurance to learn more.

More Car Accident Content

Speak to a Car Accident Lawyer in Cleveland OH

Call a Car Accident Lawyer in Cleveland, Ohio Now: 419-900-0955

Contact a Car Accident Lawyer in Cleveland, Ohio

Sawan & Sawan – Cleveland, Ohio Car Accident Lawyers

 

Sawan & Sawan is an Ohio based car accident law firm with Ohio car accident attorneys licensed to practice law in the State of Ohio. If you were in a car accident in Ohio and would like to speak further about your specific legal matter, call Sawan & Sawan today at 1-866-INJURY-0 or 419-900-0955 to schedule a free consultation. 

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