Car Accident in Columbus, Ohio ? We can help.
From our Family to Yours.
For anyone that has suffered in a car accident, you know how traumatic and debilitating the experience can be. The road to recovery is often long and difficult, and dealing with the insurance companies makes it much more so. The fact is that a car accident claim is a complex financial and legal process. Getting to successful settlement for your car accident takes experience and dedication – and the family of car accident lawyers at Sawan & Sawan have both.
At Sawan & Sawan, our team of skilled Car Accidents Lawyers have a wide breadth of experience with insurance law, policy exclusions, and liability statutes. We can help you navigate the relevant laws and insurance policy provisions to help put the pieces of your life back together. If you or a loved one have been in a car accident in Columbus, Ohio – Sawan & Sawan is here to help.
The Ohio Department of Public Safety (ODPS) reported 282,368 total traffic crashes in Ohio in 2014. 69,917 caused injuries and 919 resulted in at least one fatality from these 282,368 car accidents. The effects of these on Ohio families is devastating. Many people understandably expect that when they’ve been involved in a car accident, insurance companies will offer a fair settlement based on the all of the costs associated with the accident. Unfortunately, many victims find out too late that insurance companies care more about their bottom line than the people they insure.
Without sharp and aggressive representation, car accident victims can be left with little or no compensation due to inadequate insurance coverage or because they made a technical mistake when filing their accident claim. As a family of lawyers, we take every single client’s legal matter personal. We recognize the impact a car accident can have on a family, and we tirelessly fight to ensure the insurance companies and responsible parties play fair.
At Home in Columbus, Ohio
Financial Responsibility for Ohio Drivers
In Ohio, drivers are required to have financial responsibility before getting behind the wheel of a car. In fact, it is a crime to drive on Ohio roads without proof of financial responsibility – known in short as “FR”. Under Ohio law, drivers must maintain adequate minimum insurance at all times. Learn more about minimum insurance limits in Ohio by clicking here. In general, Ohio drivers must possess bodily injury coverage, as well as property damage liability coverage. On March 22nd, 2013, the Ohio Legislature passed a law that raised the minimum limits required from $12,500 to $25,000. While this is a step in the right direction to protect injured victims of car accidents in Ohio – we don’t think it goes far enough. Learn more about how to protect yourself by purchasing uninsured or underinsured coverage here.
Should I File a Lawsuit?
After a car accident, many of our clients find themselves anxious about the legal process ahead. It can seem daunting without experience. At Sawan & Sawan, we strive to ease these anxieties by providing in-depth explanations to our clients at every step of the way. Many claims never require a trial or lawsuit – as the other party often will take responsibility for what happened. However, some situations require a lawsuit. At Sawan & Sawan, we stand ready to take your matter to Court and vigorously defend your rights. However, before we do so, we advice our clients to fully understand the issues of costs, collectability, evidentiary strengths and weaknesses and the impact a lawsuit can have on your life. You can learn more about these issues here. If you are thinking about filing a lawsuit, give our family of Oregon Car Accident Lawyers a call today at 419-900-0955
Do I Need a Lawyer If I'm in a Car Accident?
In our combined 35+ years of practice, we have seen a wide range of cases. We have also seen the pitfalls of people trying to navigate an insurance claim on their own without the help of competent counsel. We have put together this helpful guide to help answer this question. Having an Attorney represent you allows you to focus on recovering from your injuries, and not compilations of records, communications with insurance adjuster and lawyers and evidence gathering. A skilled car accident lawyer can also help by creating a strong and coherent record of medical treatment, and hire experts to assist in valuing your physical limitations and future damages. Hiring a lawyer for your car accident claim also means that you have someone to take over all communication with the insurance company – ensuring that you don’t do or say anything that could jeopardize your claim. If you are questioning whether to get an Attorney, we strongly advise you to schedule a free consultation with one of our experienced Car Accident lawyers today.
Paying Medical Bills after a Car Accident
Victims of car accidents are frequently injured – often very seriously. It’s natural for someone who has been in a car accident to wonder if they should seek emergency medical attention. In short, the answer is yes. After the stress of an accident, it’s normal for pain to be masked by the adrenaline of the event. It’s also important to remember that many injuries manifest themselves slower after an accident. For all of these reasons and more, seeking medical treatment after a car accident is always wise. Documentation of a medical condition close to it’s onset is often key to proving your car accident case. To learn more about going to the hospital after a car accident – click here. if you or a loved one have any questions about medical care after a car accident, call us today at 419-900-0955.
Most Common Causes of Car Accidents in Ohio
What Does Car Insurance Cover?
After a car accident, Ohio law endeavors to make an injured party “whole” – in other words, the same as they were prior to the car accident. However, as car accident lawyers, we know that “whole” can mean a lot different things to a lot of different people. Even more importantly, many of our clients suffer debilitating injuries that will impact them for their entire life. At Sawan & Sawan, we meticulously catalog and document your injuries, including wage loss, medical bills, vocational and physical limitations, emotional distress and more. Ohio law permits a victim of a car accident to recover monetary damages for wage and salary loss, medical co-pays, pain and suffering and more. Learn more about damages after a car accident here. If you or a loved one have been involved in a car accident in Columbus, Ohio – schedule a free consultation with Sawan & Sawan today at 419-900-0955.
Car insurance protects you from financial loss if you’ve been in a car accident. Generally, car insurance is an agreement between you and an insurance company whereby you pay a premium on a regular basis—monthly, quarterly, twice a year or annually—and in return, if you do happen to suffer a car accident, the insurance will pay you for medical bills, repairs or replacement of your vehicle. The coverage depends on the specific language in the contract and the specific facts involved in your accident. For most states, owning a vehicle requires buying auto insurance. Also, lenders necessitate coverage when a borrower gets a car loan.
Most auto insurance policies protect you in three major ways: property coverage, liability coverage, and medical coverage.
● Property coverage pays for damages to a vehicle involved in a car accident. It also covers for theft if your car is stolen.
● Liability coverage covers your own legal responsibilities in situations where an accident caused by you injures another individual or damages property.
● Medical coverage pays for medical expenses from injuries, rehabilitation and to some extent loss of wages and funeral expenses.
It is very important to get auto insurance coverage because accidents can be very costly, especially if it became clear it’s caused by you. You’ll pay for repairs, car parts, repairs for your car and also for the other vehicles, as well as paying for damaged property. Look for insurance that you can easily pay, as well as the right coverage that you’ll need.
Generally, auto insurance includes these areas of coverage. There is different pricing for each area.
● Bodily injury liability for injuries caused by you to another person;
● Payment of medical fees or Personal Injury Protection is for treatment of injuries to the driver and passengers of the car with insurance;
● Property Damage Liability for damage caused by the car to another person’s property;
● Collision pays for the damage to the insured car from a collision. The collision can be another car, wall, light post or fence;
● Comprehensive coverage includes damage to the insured car not caused by a collision such as theft, fire, explosion as well as natural disasters (earthquakes or floods);
● Uninsured Motorist Coverage protects the car insurance holder from financial losses if the other driver of vehicle is underinsured and can’t pay for the full amount.
Car insurance is important to protect you from financial ruin if you get involved in a vehicular accident, whether it is caused by you or not. Give us a call today if you have any questions about car insurance.
How Much is My Car Accident Worth?
Dennis E. Sawan
Licensed in Ohio and Florida
Dennis P. Sawan
Licensed in Ohio and Georgia
Christopher A. Sawan
Licensed in Ohio and Michigan