How Much is my Car Accident Case Worth?

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Medical Bills to Date:

Estimated Future Medical Bills:

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Projected Lost Wages to Date:

Estimated Future Lost Wages:


*The information above is intended as general information only – not specific legal advice – and only serves as a ballpark estimate for an accident similar to one described here in the state of Ohio under a fault based apportionment where the victim was not at fault. The field above merely shows an illustrative estimate of the potential value of claims with similar general characteristics. No attorney-client relationship is intended or created by the use of this website. We cannot guarantee success on any given matter or that your case will result in a settlement or resolution with an offer or settlement near this estimate. Nor do we guarantee that any particular result will be attained by our firm. Any questions or concerns that you might have with regard to your specific case should be directed to us at once by calling 419-900-0955.

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How Do You Value an Accident Claim?

As accident lawyers, we get asked to value accident settlements frequently. Since we get this question a lot, we set out to make an accident settlement calculator to try to help. There is no such thing as a personal injury settlement formula because every single case is different. Because of that, we aimed to provide values we would estimate for something you might expect. Valuing an accident settlement is also based on State law to a large extent and the specific facts of your case. There could be a single fact about that your case that renders it much more difficult to settle – such as disputed liability or the statute of limitations. Accident lawsuits are complicated and very fact specific so the estimated provided here might simply not be as reliable as talking with us about your case. 

That’s why you should contact us instead of relying on this accident settlement calculator to value your case. There is no injury settlement calculator for every specific case – including yours. In our 35+ years of combined experience – we’ve learned that there is no magic formula. The difficult reality is that you will never find the exact value of your case unless you pick up the phone and speak to a lawyer

Medical Expenses

The unfortunate reality of an accident is that it can have a devastating financial impact on your life. If you’re injured in an accident, you will incur medical expenses for the treatment of your injuries. The average accident in the United States is estimated to cost tens of thousands of dollars in medical expense per accident. For a serious injury, the medical expenses can be in the hundreds of thousands or even millions of dollars. At the same time, the single most important thing if you were in an accident is to obtain the medical treatment you need to ensure you return to the best health possible and can continue your life. Repairing your financial condition is only secondary to your health and well-being. It does beg the question, however, as to how these medical expenses should get paid?

Most people have both private health insurance, as well as some coverage under an insurance policy for medical payments (called “med-pay” for short). It’s important to note that health insurance may not cover the entire cost of your medical expenses and this often leaves a bill that needs to be paid out-of-pocket by the accident victim. This complicated insurance policy analysis is one of the key reasons you should hire a accident lawyer immediately. While the medical expenses you pay out of pocket should be paid back out of any compensation you receive, it can be burdensome for accident victims to pay this cost upfront while awaiting the potential settlements of their claims. In such circumstances, it can be an effective option to exhaust “med-pay” benefits under an applicable insurance policy before utilizing private insurance. This is possible because “med-pay” benefits under automobile insurance policies will cover the entire amount of the medical bills until the policy limit is exhausted, allowing accident victims to avoid the necessity of big out of pocket expenses.

Lost Wages

The financial impact of an accident often extends far beyond the hospital room. Many times, we see clients that have been medically unable to work for an extended period of time. In these circumstances, verifying wage loss with your employer is critical to recovery. It is also vital to interface with your medical treatment team to ensure that there is an adequate record of your symptoms and medical limitations. Often times, an insurance company will fight the issue of whether the time off work was medically necessary. Having the appropriate documentation can avoid these arguments from the start – and avoid years of protracted litigation.

Pain and Suffering

As stated above, there is no one-size fits all equation for this. Every person and situation is vastly different from one another. However, there are some basic principles in all cases. Personal injury law strives to place an injured victim in the same position they were in prior to the accident. This often means providing compensation for medical bills, lost wages and more. Also, the law provides for compensation for pain and suffering. This is not an exact science, and a good lawyer knows how to properly explain the significant pain and suffering endured to achieve full and fair compensation. Since pain can often not be seen, it requires skill and tact to properly work this into an accident settlement.

Why Hire an Accident Attorney

Following an accident, it’s understandable for individuals to want to settle the matter quickly and move on with their lives as soon as possible. Accidents are unexpected and they can drastically impact our ability to live our lives. As a result, some may be tempted to try to take care of all issues—including legal issues— as fast as possible without getting professional representation. It is crucial to understand the pitfalls of trying to handle your case on your own. But what exactly do accident attorneys do? In virtually all cases, the best accident lawyers should work on your case to ensure your recovery is full. You can be sure that those representing the negligent party—usually an insurance company—will be lawyers working to pay out as little as possible. The calculations made by the opposing attorneys must invariable be based on how aggressive they feel the injured party will fight for full compensation for the harm caused.

When you retain the services of your own accident attorney, you can be more assured that you are not going to be taken advantage of by the other side and that you will argue for the most compensation possible for your accident. Your accident lawyer should be experienced and understand the need to request the very specific information to document and ensure your damages are accounted for. If the other side is not willing to compensate you for your injuries, the accident attorney can help evaluate the lawsuit and take the case to court to advocate for your full and fair recovery. Sometimes just knowing that you are willing to go as far as necessary to ensure justice and that you have strong legal support often influences the trajectory of the resolution of your claim reasonably right from the start.

About the Authors: Sawan & Sawan is a Toledo, Ohio based law firm representing clients in the areas of Personal InjuryTruck Accidents, and Car Accidents with lawyers licensed to practice in Ohio, Michigan and Georgia.

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